GET A LOAN ELIGIBILITY CHECK

Please contact us to get the most accurate assessment. Below are only the basic guides for loan eligibility.

For first home loan you are eligible up to 80% financing, 2nd housing loan at 50% (30% if loan tenure is more than 30 years or loan past age 65). 3rd housing loan at 40%, (20% if loan tenure is more than 30 years).

Total Debt Servicing Ratio (TDSR) is at 60% of borrower's gross income. Banks will take into consideration the borrower's other outstanding debt obligations when assessing the loan application. This is applicable to Private property, HDB and Commercial Property that bought under individuals, sole proprietorships or any investment company that is set up to purchase the property.

Mortgage Service Ratio (MSR) is applicable to HDB and Executive Condominium (purchased direct from developer). Buyers are eligible on up to 30% of the their gross monthly income to repay their home loans.