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Commercial & Industrial Property Loan

The Total Debt Servicing Ration (TDSR) framework was implemented on commercial property on June 2013. This is only applicable to sole proprietorships and any investment company that is set up to purchase property.

There is no ABSD on commercial properties. However, Seller Stamp Duty (SSD) applies for industrial properties. This is applied at 15% of the sale price if sold on the first year, 10% for the second year, and 5% for the third year.