What is Durable Medical Equipment?
Durable medical equipment, also referred to as DME, refers to medical devices and equipment that are generally not disposable and are used to serve a medical purpose. These include items such as canes, walkers, wheelchairs, hospital beds, oxygen equipment, and diabetes testing and monitoring supplies. DME is covered under original Medicare and most private health plans to cover costs for medically necessary devices and equipment.
Types of Durable Medical Equipment
There are various types of Durable Medical Equipment available to assist people with daily activities or medical conditions. Some common examples include:
Mobility Devices
Mobility devices help with mobility limitations and include walkers, canes, crutches, and manual and power wheelchairs. These allow for increased independence and safety when walking or getting around. Mobility devices need to be properly fitted to the individual for maximum support and comfort.
Hospital Beds
Hospital beds are designed specifically for home use by individuals with limited mobility or medical conditions. Features may include adjustable heights, rails, built-in trapeze bars, and mattresses designed to prevent bedsores. Hospital beds help provide proper body positioning, comfort, and safety.
Oxygen Equipment
Oxygen equipment delivers supplemental oxygen for chronic lung conditions like COPD and emphysema. Portable oxygen concentrators and cylinders allow for oxygen use both at home and when traveling. Other equipment includes oxygen regulators, tubing, and masks designed for different levels of oxygen flow needs.
Diabetes Supplies
Diabetes supplies help manage blood sugar levels and include glucose meters, test strips, lancets, insulin pumps, and continuous glucose monitors. These ongoing supplies are essential for monitoring and controlling diabetes.
Incontinence Supplies
Incontinence supplies help address bladder or bowel control issues through the use of catheters, pads, undergarments, diapers, protective sheets, and bed wetting alarms for children. This equipment helps maintain dignity and independence.
Breathing Devices
Breathing devices include nebulizers, CPAP machines, and bi-level positive airway pressure machines to assist breathing for conditions like asthma, bronchitis and sleep apnea. These machines vaporize medicine or deliver pressurized air to keep airways open.
Durable Medical Equipment Evaluation and Selection
When a doctor recommends DME, the process involves an evaluation to determine the appropriate type and features needed. Fit and comfort are especially important for mobility devices, hospital beds, and other regularly used equipment. Insurance usually requires a physician's prescription and DME supplier to provide items. An evaluation considers:
- Medical condition and diagnosis: The underlying reason for DME determines covered options.
- Physical abilities: Mobility, strength, dexterity and range of motion factor into selection.
- Living situation: Home layout, stairs, bathrooms, accessibility requirements are considered.
- Lifestyle needs: Equipment needs to fit hobbies, activities of daily living and travel if needed.
- Comfort and adjustment: Proper sizing, padding and customization enhances long-term usage.
A trial rental period allows individuals to test equipment in real-world settings before committing to a purchase. Adjustments can be made as conditions or abilities change over time. Following the prescription and keeping the DME provider informed of issues leads to optimal outcomes.
Accessing and Utilizing Durable Medical Equipment
Once the appropriate DME is determined, the process of accessing and using it begins. Key steps include:
- Obtaining a detailed medical necessity prescription from the doctor.
- Filing claims or getting pre-authorization through health insurance.
- Working with an in-network DME supplier that bills insurance directly.
- Receiving instructions on safe and proper usage of all equipment features.
- Learning maintenance requirements like cleaning, adjustment and part replacements.
- Having a plan for equipment servicing or repairs through the supplier.
- Storing DME properly to maximize its lifespan and function.
- Following doctor's orders on keeping medications, supplies or other consumables stocked.
- Notifying doctors and suppliers of any issues, side effects or needed changes.
Proper usage and care of prescribed DME as directed leads to optimal health benefits. Re-evaluations every six months or yearly are common to address changing support needs over time. With coordination between patients, doctors and suppliers, DME enhances quality of life.
Durable Medical Equipment Coverage and Cost Considerations
Original Medicare generally covers the rental or purchase of medically necessary DME through Part B. Part D may cover diabetes supplies. Private Medigap plans supplement costs like deductibles. Some factors affecting DME coverage and costs include:
- Insurance deductibles and coinsurance amounts that may apply per item or yearly.
- National Medicare or private plan coverage limitations for certain items or repairs.
- Suppliers - Out-of-network providers mean higher out-of-pocket costs.
- Rent to own options for equipment costing over $150 to rent first then apply rentals to purchase price.
- Replacement schedules vary from item to item based on expected lifespan of parts.
- Non-covered items that are usually considered comfort or convenience aids.
Understanding available coverage and potential costs is important for budgeting durable medical equipment needs now and in the future. Resources like Medicare.gov provide details on national guidelines to help navigate expenses. Overall however, DME provides vital support and improved quality of life for individuals managing chronic or acute health conditions.
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