Putting aside the question of whether or not you  Abundance With Money Review even want to retire, some people don't, maybe we can phrase it another way. There is a long standing statistic that revealed people who retired and did nothing, you know, lie on the couch and watch reruns of "I Love Lucy", were dead within 2 years.

So let's not call it retirement and let's change the thoughts and planning that go into pre-retirement. We'll call it "getting yourself to the point of being able to do whatever you want to do whenever you want to do it". Long title, sure, but it gets the point across.

Just so you know, I am a baby boomer, born right in the middle of that era in 1955. I did not, for most of my life, do any pre-retirement planning. I didn't even start to think seriously about it until I turned 50. I was too busy partying and spending all my money.

So when I did start to think about it I was about 15 years away from the traditional age of retirement. When it comes to earning and saving enough money, working at a regular job, 15 years is just about impossible to get it done. That's not even considering how much debt you have.
 

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