Hi guys, Orashiloaded we provide credit cards information:- A credit card is a plastic card that gives you the ability to borrow money from a lending institution, such as a bank, up to a certain limit in order to  purchase items or withdraw cash. Each month, you will be required to make a minimum payment on your outstanding balance, and the lender will report your payment history to the credit bureaus. Over time, if you make your payments on time and keep your balance low, you will build up a good credit history,which will give you access to better lending terms in the future.